What payment terms are available?

Payment in advance, for first five orders.
Payment on delivery.
Monthly payment.
NET 30 days.

Who pays the bank charges of telegraphic transfer(T/T)?

Customers pay their local bank charges.
We pay our local bank charges.

Is paying with paypal ok?

Yes, paypal is good, but paypal fee is paid by customers.
Paypal fee is high, we suggest to use it for order amount below $500.